https://docs.google.com/fileview?id=0B2I...uthkey=CLGCkdgG
"The point of the article was threefold: - 1) To remind readers that it's in their best interest to carry full insurance, as Harvey lamented;
- 2) to give readers an idea of what to do-and not to do-in the unfortunate event of an accident;
- 3) to generate just the sort of dialogue that's presented here.
We make no apologies for that.-Ed."
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