freedom
Saddle Sore
Reged: 01/12/05
Posts: 5311
Loc: NW, MT
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So much for "assuming", I learned this past week whilst purchasing a policy that Montana doesn't require motorbike owners to carry insurance..
http://www.themotorcyclelawyer.com/MontanaMotorcycleLaws.html
Helmets optional, until 10-12 years ago the speed limit was defined as "reasonable & prudent". Fortunately, I have always been very reasonable & prudent 
jh
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"It's not what I say that's important, it's what you hear" Red Auerbach
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Ryk
Learned Hand
Reged: 05/19/10
Posts: 1639
Loc: Pac. NW
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Washington State does not require MC insurance either, but Oregon does, don't ask me how I know.
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FriarJohn
"Lighten up, Francis."
Reged: 01/11/05
Posts: 18825
Loc: East Helena, Montana
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Required or not, when one rides behind Freedom you tend to want to upgrade your coverage. 
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BA.com Caretaker | Friarsride | jb.com
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locopony
Loquacious
Reged: 09/01/10
Posts: 4310
Loc: Texas, Houston
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In Texas insurance is required. The way people drive around here you would be stupid to not have insurance that covers yourself. I got liability, but have uninsured and underinsured driver, as well as medical for driver and passenger, on all my vehicles.
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Bopin in the bad shine, with a bota bag of fried wine.
http://locoponys.com/
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RamSound
Loquacious
Reged: 08/09/05
Posts: 2706
Loc: Mary Esther, FL
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Don't scrimp on the UM (uninsured or underinsured motorist coverage). Buy all you can get. In the event you are in a motorcycle accident, the odds are it will be the other guys fault and they may only have minimal or no insurance. You might be hurt really bad, have loss of income, etc. I pay even more to stack my bike and car UM coverags which gives you double coverage for both vehicles. To stack coverages, you have to carry the same limits on each stacked policy.
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Bob
2005 America, 904cc BB, SS long slash cuts, UNI with NH bellmouth, jet kit with needles in top position, drilled slides, 128/45 jets, 1.5 turns out, 18/42 sprockets.
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The_Dog33
Fe Butt
Reged: 02/01/07
Posts: 17010
Loc: NE PA USA
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I pay $86 a year for both bikes I have on the road at the moment.
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I learned all I need to know about life by killing smart people and eating their brains.
Eat right ,Exercise ,Stay fit, Die Anyway!
some shots of our bikes
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Keith
Stickman Yogi
Reged: 03/21/09
Posts: 11618
Loc: BC, Canada
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Here it's $112/mo for one bike. That's bare bones coverage with a 40% safe driver's discount!! 
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Live to love, love to live.
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LA_Geezer
Adjunct
Reged: 05/18/11
Posts: 109
Loc: Baton Rouge LA
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Louisiana is said to have the highest auto insurance rates in the country. I pay $542 for FULL COVERAGE on TWO motorcycles. That figures out to $22.58 per month per motorcycle; a far cry from Keith's $112.
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tcv
Learned Hand
Reged: 01/13/05
Posts: 1234
Loc: Cape Canaveral, FL
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With just my 02 America it cost about $180.00 per year. When I got the Tiger in 08 AllState, GEICO and Progressive all quoted me over $1000.00 per year for both bikes. I ended up getting insurance through an independent insurance broker with GMAC insurance for about $250.00 a year both bikes.
Also Florida requires insurance. Without it you cannot register your vehicle. However, what a lot of people do is get the cheapest insurance they can, make one payment, register the vehicle, and then drop the insurance.
Tom
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In spite of the cost of living, it's still popular.
Laurence J. Peter
US educator & writer (1919 - 1988)
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norton68
Adjunct
Reged: 02/23/10
Posts: 236
Loc: central florida
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as soon as it drops .. DMV cancels the tag .
Florida only requires Ins ....if the machine isnt paid for or your a beginner ..or you want to ride w/o a helmet !
I had Ins on my speedy because I wanted to .. Not that it helped much ..
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07 SPEEDMASTER ..SLASHCUT BUBS..
NOLOGY COILS/WIRES ..PHANTOM BLACK ..CHROME COVERS...K&N PODS..
BEAUTIFULL WHEN SHE RUNS RIGHT..SHE WAS ..
.. I LIKE HER>> ALOT ~~
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